{"id":3700,"date":"2021-01-31T23:56:26","date_gmt":"2021-02-01T05:56:26","guid":{"rendered":"https:\/\/citizenshipper.com\/blog\/?p=3700"},"modified":"2026-05-15T09:00:05","modified_gmt":"2026-05-15T15:00:05","slug":"insurance-for-shipping-car","status":"publish","type":"post","link":"https:\/\/citizenshipper.com\/blog\/insurance-for-shipping-car\/","title":{"rendered":"Do I Need Insurance for Shipping My Car? Everything You Need to Know About it"},"content":{"rendered":"

Do you need it? No. But should you get it? probably. It depends on the moving company, but it\u2019s essential to check carefully the possible damages their insurance covers and consider on this basis if you buy additional insurance for the transport. Damage during car transport<\/a> is rare, but it\u2019s still important to be protected against potential accidents through comprehensive insurance.<\/span><\/p>\n

The Legal Framework<\/strong><\/h2>\n

No law requires you to insure your car for transport. By law, carriers are held responsible for having liability insurance from the United States Department of Transportation. But this <\/span>just<\/b> counts for carriers. The transporter industry separates between two structures of moving companies (and hybrids): Brokers and carriers. Brokers are often the companies that are the middlemen between customers and carriers. Many of the websites you encounter in your research for car transporters<\/a> are broker websites. Usually, they work with a network of carriers, which are those people who are implementing the transport themselves and own the transporters to do so. These carriers must have insurance. Brokers don\u2019t need to have insurance.<\/span><\/p>\n

Minimum Insurance Requirements<\/strong><\/h2>\n

The minimum your carrier\u2019s insurance should include is liability insurance with cargo insurance<\/a>. Most transporters have both. Cargo insurance covers all damages incurred during the transit of your vehicle that goes above the deductible. It is essential to know that this basic insurance doesn\u2019t cover anything in the car, such as your possessions. The deductible, the terms, and the amount of money that the insurance covers an accident can vary with every company and its insurance. Before signing any contract, you should carefully read all of this insurance\u2019s circumstances and don\u2019t forget the fine print. Sometimes, eventualities that change the insurance coverage are written in the sections that are often overlooked. .\u00a0<\/span><\/p>\n

Which Coverage is Enough?<\/strong><\/h2>\n

For many people, this minimum insurance is not enough. While planning your vehicle transport, you should make sure that you have insurance that you feel safe with and protect you from any eventualities, so you\u2019re not surprised if something happens. Again, find out the exact terms and details of the insurance your transporter provides. You should talk your car shipper directly the following questions:<\/span><\/p>\n